Single-mother and single-father households will be provided with the necessary funds to live an economically independent and stable life. In principle, one joint guarantor is required.

Please be sure to make a reservation by phone and consult with the welfare office.

Eligible person

Mothers of single-mother households or fathers of single-father households who have lived in Tokyo for 6 months or more and are supporting children under the age of 20.

Fund type

* Items in parentheses are subject to loan

• Business start-up funds (mother, father)
  Funds required to start a business
• Business continuity fund (mother, father)
  The funds necessary to continue the current business
• skill acquisition fund (mother, father)
  Funds necessary to acquire the knowledge and skills necessary to start a business or find a job
• training fund (children)
  Funds necessary for children to acquire the knowledge and skills necessary to start a business or find a job
• Job preparation funds (mother, father or child)
  Funds to purchase clothing, footwear, etc. directly necessary for employment
• Medical care fund (mother, father or child)
  Funds necessary to receive services (nursing care) provided by medical or long-term care insurance
• living expenses (mother, father)
  • Funds necessary to sustain life during the period of acquiring skills or receiving medical care or nursing care
  • Funds necessary to stabilize the life of single-mother and single-father households for less than 7 years
  • Funds necessary to maintain your livelihood during the period of unemployment (within one year from the date of separation from employment)
• housing fund (mother, father)
  Funds necessary for construction/purchase of self-owned housing, extension/renovation/repair/maintenance of existing housing
• moving house fund (mother, father)
  Funds for security deposit, advance rent, and transportation fee required for moving house
• marriage fund (children)
  Funds necessary for child marriage
• study fund (children)
  Funds necessary for children to study at high schools, technical colleges, junior colleges, universities, graduate schools, and specialized training colleges
• school preparation funds (children)
  Funds necessary for children to enter elementary schools, junior high schools, high schools, technical colleges, junior colleges, universities, graduate schools, vocational schools, or various schools

Loan limit/interest/repayment period

See table below

Loan limit/interest/repayment period

Fund type	Loan limit	interest	repayment period
Business start-up funds	3,140,000 yen *4,710,000 yen for joint ventures of mothers of fatherless households and fathers of fatherless households	No interest or 1% per annum	Within 7 years after the grace period (1 year) has passed
Business continuity fund	1,570,000 yen	No interest or 1 year %	Within 7 years after the grace period (6 months) has passed
Skill Acquisition Fund	68,000 yen per month (5 years) * 460,000 yen when obtaining a driver's license	No interest or 1% per annum	Within 20 years after the grace period (1 year) has passed
training fund	68,000 yen per month (5 years) *460,000 yen for children who wish to get a job while in high school and acquire a driver's license	no interest	Within 20 years after the grace period (1 year) has passed
Job preparation funds	100,000 yen *330,000 yen when purchasing a car for commuting	No interest or 1% per annum	Within 6 years after the grace period (1 year) has passed
Medical care fund	From ¥340,000 500,000 yen	No interest or 1% per annum	Within 5 years after the grace period (6 months) has passed
living expenses	From ¥70,000 per month 141,000 yen	No interest or 1% per annum	Within 5 to 20 years after the grace period (6 months) has passed
housing fund	1,500,000 yen 2,000,000 yen in case of disaster, etc.	No interest or 1% per annum	Within 6 to 7 years after the grace period (6 months) has passed
moving house fund	260,000 yen	No interest or 1% per annum	Within 3 years after the grace period (6 months) has passed
marriage fund	300,000 yen	No interest or 1% per annum	Within 5 years after the grace period (6 months) has passed
study fund	See table below	no interest	Within 20 years after the grace period (6 months) has passed * Specialized training school (general) within 5 years
school preparation funds	64,300 yen to 590,000 yen *Varies by school	no interest	Within 20 years after the deferment period (6 months) after completion of study * Specialized training school (general) within 5 years

School Fund Loan Limits by School

school	National and public (monthly)	Private (Monthly)
High school, secondary school (second term course), vocational school (high course)	From 27,000 yen 34,500 yen	From 45,000 yen 52,500 yen
college of technology	From ¥31,500 76,500 yen	From 48,000 yen 115,000 yen
Junior College/Specialized Training College (specialized course)	From 67,500 yen 96,500 yen	From ¥84,500 131,000 yen
university	From 69,500 yen 108,500 yen	From ¥95,000 146,000 yen
Graduate school (equivalent to master's course)	132,000 yen	132,000 yen
Graduate school (equivalent to doctoral course)	183,000 yen	183,000 yen
Specialized training school (general course)	51,000 yen	51,000 yen

*For detailed loan limits, interest rates, repayment periods, etc., please refer to the Tokyo Metropolitan Government Maternity and Father-Child Welfare Fund Pamphlet PDF on the website of the Bureau of Social Welfare and Public Health of the Tokyo Metropolitan Government (there is a link at the bottom of this page).

examination

We will review the lending. As a result, you may not be able to lend.

Repayment method

You will be required to repay the loan in annual, half-yearly, or monthly installments in equal installments of principal and interest within the redemption period.

If you have difficulty repaying your loan due to the outbreak of the new coronavirus infection, please check the details from the link below.

• For those who have difficulty repaying welfare fund loans due to the outbreak of the new coronavirus infection (repayment postponement)

penalty

If repayment is not made by the specified date, a penalty of 3% per annum will be charged on the principal.

About the joint guarantor

One joint guarantor who meets all of the following requirements is required.

• Have lived in Tokyo or nearby prefectures for more than 6 months
• earn an independent living
• You are not already a co-guarantor for this fund

*Some funds may not require a joint guarantor if the requirements are met. For details, please inquire at the following contact point.

Consultation/application window

Please consult with a maternal and child independence supporter at the welfare office in charge of your area.

Please be sure to make a reservation by phone before visiting.

• Itabashi Welfare Office Telephone 03-3579-2322
• Akatsuka Welfare Office Telephone 03-3938-5126
• Shimura Welfare Office Telephone 03-3968-2331