Here, we will explain the long-term care insurance premiums for those aged 65 and over.
If you are between the ages of 40 and 64, please see Long-Term Care Insurance Premiums for People Aged 40-64.
How to decide long-term care insurance premiums
Premiums for persons aged 65 and over (first insured person) are reviewed every three years in anticipation of the costs necessary to operate the system. Premiums from 2021 to 2025 correspond to the increase in the number of people certified as requiring long-term care and the number of users of long-term care services. We set it at 79,200 yen. Centering on this standard amount, we have set 17 levels of insurance premiums so that the burden depends on income.
Premiums to be paid will be calculated individually based on the table below.
| step | Target audience | Annual premium (yen) |
|---|---|---|
| 1 | Public assistance recipients Old-age welfare pension recipients and all households (explanatory note 1) are exempt from special ward tax All households are exempt from special ward tax and taxable pension income for the previous year and other total income amount (Note 4) total is 800,000 yen or less | 19,800 |
| 2 | All members of the household are exempt from special ward tax, and the total taxable pension income and other total income of the person in the previous year exceeds 800,000 yen and is 1,200,000 yen or less. | 25,440 |
| 3 | All members of the household are exempt from special ward tax, and the sum of taxable pension income and other total income of the person in the previous year exceeds 1.2 million yen * Note: Including those who have not filed special ward tax | 49,200 |
| Four | Individuals who are exempt from special ward tax, and who have a special ward tax taxable person in the same household, whose taxable pension income and other total income in the previous year is 800,000 yen or less | 60,240 |
| Five | Individuals who are exempt from special ward tax, and who have special ward tax taxable persons in the same household, whose total taxable pension income and other total income in the previous year exceeds 800,000 yen *Note : Including those who have not filed special ward tax | 79,200 |
| 6 | The person is subject to special ward tax, and the total income amount (explanatory note 3) of the previous year is less than 1,250,000 yen | 84,840 |
| 7 | Those who are subject to special ward tax and whose total income in the previous year is 1,250,000 yen or more and less than 2,100,000 yen | 97,440 |
| 8 | Those who are subject to special ward tax and whose total income in the previous year is 2.1 million yen or more and less than 3.2 million yen | 117,240 |
| 9 | Those who are subject to special ward tax and whose total income in the previous year is 3.2 million yen or more and less than 4 million yen | 132,360 |
| Ten | Those who are subject to special ward tax and whose total income in the previous year is 4 million yen or more and less than 6 million yen | 158,400 |
| 11 | Those who are subject to special ward tax and whose total income in the previous year is 6 million yen or more and less than 8 million yen | 182,160 |
| 12 | Those who are subject to special ward tax and whose total income in the previous year is 8 million yen or more and less than 10 million yen | 213,840 |
| 13 | Those who are subject to special ward tax and whose total income in the previous year is 10 million yen or more and less than 15 million yen | 245,520 |
| 14 | Those who are subject to special ward tax and whose total income in the previous year is 15 million yen or more and less than 20 million yen | 277,200 |
| 15 | Those who are subject to special ward tax and whose total income in the previous year is 20 million yen or more and less than 35 million yen | 308,880 |
| 16 | Those who are subject to special ward tax and whose total income in the previous year is 35 million yen or more and less than 50 million yen | 340,560 |
| 17 | Those who are subject to special ward tax and whose total income in the previous year is 50 million yen or more | 372,240 |
・Insurance premiums for the 1st to 3rd stages are reduced through public expenditure.
Note 1: This is the household of the resident card as of April 1st. However, if you move in from outside the ward on or after April 2, or if you turn 65 in the middle of the fiscal year, the household for that fiscal year will be based on the day you moved in and the day before your 65th birthday.
Note 2: It is the total payment amount of pensions other than tax-exempt pensions (disability pensions, survivors' pensions, etc.).
Note 3: The total amount of income after deducting necessary expenses (in the case of public pensions, deductions for public pensions, etc.) from income such as pensions and salaries. This is the amount before income deductions such as deductions for dependents and social insurance premiums. If carry-over deductions are applied, this refers to the amount before the carry-over deductions. However, if employment income or miscellaneous income related to public pensions is included, the amount obtained by deducting 100,000 yen from the total amount of employment income or miscellaneous income related to public pensions, etc. will be used. . In addition, if the income amount is less than 0 yen, it will be considered as 0 yen. In addition, if there are special deductions for land sales, etc., the amount after deducting the special deductions for long-term capital gains and short-term capital gains will be used.
Note 4: It is the amount of money excluding miscellaneous income pertaining to public pensions, etc. from the total income amount under the tax law. If it is less than 0 yen, it will be considered as 0 yen. In addition, if employment income is included in the other total income amount, the amount obtained by deducting 100,000 yen from the amount of employment income (the amount before deduction if there is an income amount adjustment deduction) is used (0 If it falls below the yen, it will be considered as 0 yen).
Long-term care insurance premiums from 2018 to 2020
Common question and answer (the outside site) about care insurance 
How to pay long-term care insurance premiums
How you pay depends on the amount of pension you receive.
Those with an annual pension of 180,000 yen or more
It is collected from pension ( special collection ).
It will be deducted in advance when you make regular pension payments (6 times a year).
(The applicable pensions are old-age/retirement pensions, survivors' pensions, and disability pensions.)
* Note: Even if the annual amount of one type of pension is 180,000 yen or more, the payment method may be a payment slip or bank transfer in the following cases. In that case, please see "Those whose annual pension is less than 180,000 yen" below for how to pay and how to apply for bank transfer.
- When you turn 65 in the middle of the fiscal year
- When moving in from another municipality
- When your income level changes during the year
- When pension payments are suspended
Those whose annual pension is less than 180,000 yen
You can pay with a payment slip (*1) or bank transfer (*2) ( ordinary collection ).
We pay based on delivery date (10 times from June to March of the next year) of notice sent from city.
*1: Payment slips can also be used at convenience stores. (Limited to payment slips with a bar code printed on the surface, and the amount per slip is up to 300,000 yen.)
*2: In order not to forget to pay, we recommend convenient and secure account transfer. There are two ways to apply.
- Apply from your computer or smartphone. Learn more here .
- Application by account transfer request form. Please bring the following three items and apply at the counter of a financial institution or post office with which you do business. The bank transfer request form is enclosed with the insurance premium determination notice, but you can find it at the window of any financial institution or post office in Nerima Ward. If you wish to have a bank transfer request form sent to you, or if it is difficult to apply at a financial institution or post office counter, please contact us.
- Something that shows the insured person number (insurance premium determination notice, payment slip, etc.)
- Deposit (savings) passbook
- Personal seal (notified seal for passbook)
inquiry
Long-Term Care Insurance Division Long-Term Care Insurance Division
Phone: 03-5984-4592 (direct) Fax: 03-3993-6362
Send an email to this department